Investment Advice

Don’t work forever. Leverage your financial capital, and empower your money to work for you:

  • Investments 101 – Let’s start with an introduction to basic investment instruments: stocks, mutual funds, ETFs; and an overview of the brokerage account, 401(k) Plan, Roth and Traditional IRA accounts where you can invest your dollars so they work for you
  • 7 Golden Rules for Successful Investment – Empowers you with a more disciplined approach (less subject to the whims of emotional chaos) and makes you a more informed investor
  • Stocks – Shares of equity in companies, the most fundamental form of investing
  • Buying Stocks – A step-by-step guide to your first stock trade
  • Protect Your Investment: The Stop Loss Sell Order – Limit your downside, by protecting your stock gains and minimize your losses
  • Monitoring Your Stock Investments – Keeping up with your investments: earnings, growth forecasts, analyst upgrades/downgrades; how to make sense of it all; and whether to buy more, hold, or sell
  • Selling Stocks – A step-by-step guide to selling your shares
  • Mutual Funds – Diversified portfolios professionally managed by investment professionals
  • Exchanged Trade Funds (ETFs) – Diversified portfolios professionally managed by investment professionals, but trades like stocks
  • Real Estate – Invest in real estate by buying Real Estate Investment Trusts (REITs)

Let’s start with basic investment information:

  • Invest in What You Know – Let’s begin with Peter Lynch’s guiding principle, it makes sense to invest in an area that you already have familiarity.
  • Catalysts for Growth – These factors that can propel your stock price to greater heights. They can be overarching market trends of growth such as the surging popularity gaming, internet of things, autonomous driving. Or population shifts such as the likes and preferences of the Millennial generation.
  • Analyzing and Comparing stocks – Some basic fundamental analysis such as the price-to-earnings (P/E) ratio, price-to-earnings to growth ratio, total addressable market (TAM)
  • Researching as a Private Investor – With the internet age, there is a wealth of information on the information superhighway. Information that is mostly free, and can be access immediately. Beside reading quarterly and annual reports, we share with you a wealth of sites to find investor information.

Then, we will move onto more intermediate and involved topics such as:

  • Technical Analysis – Reading and interpreting price charts, patterns, indicators such as Relative Strength Index, to gain insights to near-term price action

Once you understand your investment options, you’ll want to address portfolio allocation and begin to make your first few trades:

  • Portfolio Allocation – Let’s setup a sample portfolio, complete with a downloadable spreadsheet that you can use as a template
  • Balancing Risk vs. Reward – Making sure you can sleep at night, while achieving the return that you seek

Retirement Investing: The earlier you begin saving for your retirement, the better, by letting the power of compounding and time work for you. Here are the type of accounts that you can save for your retirement.

  • 401(k) Plans – Employer sponsored plans that you should take advantage of to reap the employer matching
  • Traditional and Roth IRAs – Self-directed accounts for even more retirement savings
  • Power of Compounding and Time – Set aside savings and let time work for you.

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